Thompson Rivers University
Thompson Rivers University

Government Programs

In Canada, student financial assistance is available from the federal and provincial/territorial governments. However, all applications for assistance are made through the province of which you are considered a resident.

There are two main forms of assistance available: loans and grants. Student loans must be paid back with interest, whereas grants, in most cases, do not need to be repaid.

Benefits of government student assistance

  • Interest free while you are a full-time student
  • No payments required while you are a full-time student
  • You do not need to have a co-signer or collateral
  • A portion of your loan may be forgiven
  • You may also be considered for non-repayable funding such grants and bursaries
  • An interest relief safety net is available if you encounter financial hardship during repayment.

Fee Deferral

Do you have an approved government student loan?

Government student loan piggy bank

If your student loan is approved before the start of classes, a portion of your loan will be paid directly to TRU. The portion paid to TRU will be automatically deducted and applied to your student account, paying all or some of your balance owing for the semester.

If you have an approved student loan, do not pay your tuition until the portion of your loan directed to TRU has been applied to your student account.


  • The loan amount directed to TRU is based on your total balance due to TRU, as shown on myTRU, as of one week before your classes start.
  • Once the loan has been applied to your account, it is your responsibility to pay outstanding tuition and fees (if any) before your specific fee payment deadline.
  • Adding classes during the add/drop period will impact your student account balance and will not be paid by your student loan.