Frequently Asked Questions

How do I go about applying for BC Student Assistance?

First, you need to know the institution and program you plan to enroll in. You then may apply on line at www.studentaidbc.ca. Please note that TRU- Campus based and TRU-Open Learning programs are all listed separately, even if they have the same names.

How do I find out what my course will cost?

Check the institution's calendar or contact the Financial Aid & Awards Office.

How early should I apply for my government student aid?

At least six weeks before you require funds.

If I'm living away from home, am I considered independent for government student aid purposes?

The government does not grant independent status simply because a student is living away from home. To qualify as independent, you must be out of high school four or more years, be married or common-law, have dependent children, or have worked full-time for two twelve-month periods.

Why is my family expected to pay?

Government student assistance programs are designed to supplement, not replace, family resources. If you do not qualify as independent according to government guidelines, then your parents' income will be assessed to determine if a contribution is expected. If you are married or common-law, your spouse's income will be reviewed in a similar manner. In all instances, the government will also look at how many other dependents are in the family.

Can I get a student loan if I have a car?

You are allowed to have a motor vehicle up to $15,000 in value without it impacting your student aid. If your vehicle is valued at more than $15,000, the excess will be included in your assessment, which may or may not affect your final award.

What if I lease a car instead of purchasing one?

All monthly motor vehicle lease payments in excess of $325 per month will be assessed as a resource.

How will I know if my student aid application has been approved?

The Ministry will send you a Notification of Award explaining your assessment. However, a much faster way to get the information is to check the Ministry website at: www.studentaidbc.ca, or to call their toll-free line at 1-800-561-1818. If you have a problem with either of these, call TRU's Financial Aid & Awards Office. Allow at least seven weeks from the time of submitting your application before trying to find out about your award.

What if I don't have enough money to pay fees?

All TRU programs require the payment of a commitment fee well in advance of when student loan funds become available. Students should set aside tax refunds, GST credits, child tax credit, etc., to cover these fees. Students are not permitted a fee deferral for commitment fees.

What if I am approved for a student loan then don't get into my program or decide not to return to school?

This is not a problem, provided you officially cancel your application and return any documents or grant cheques which you may have received for that study period. There is no penalty for cancelling a student loan application.